Finance invoices at the speed of a business opportunity

Finspot is an online platform that turns your invoices into cash in just 24h!

Our mission is to improve the liquidity of small and medium enterprises.

The lack of liquidity is the main cause of instability for small and medium enterprises. Temporary liquidity gaps coused by long collection periods or accelerated growth are no longer a problem.

What does factoring mean for your business?

Better relationships with
your buyers
Longer payment terms give you a more comfortable relationship with all customers.
Stronger
growth
Release working capital and invest in business.
More efficient
daily operations
Focus on your business without worrying about the company's liquidity.
How can I start?

Turn your invoices into cash
in four easy steps.

1
Open an account
Provide basic information about your company: your name, VAT or business number.
2
Verify your account and upload invoices on the platform.
You have the option of manual or automatic invoice upload.
3
Fund your invoices and get up to 80% of the gross amount in 24 hours
Based on the uploaded invoices Credit analysis is carried out and funding limits are approved.
4
Repayment of the financed amount
After the payment of the invoice by your customer, the remaining amount of the invoice is credited to your account.

How much does invoice financing cost? Calculate now!

Gross invoice amount (€)
3,210,000
Length of financing in days
30

*The actual cost of financing depends on your credit rating as well as your customer's credit rating.

Upfront payment in 24h:
27,000
The amount paid to you after the invoice is repaid:
  2,764
Total financing cost:
  235
Our Services

How can we
help you?

  • Financing
  • Risk monitoring
  • Consultations

Finance your invoices with a single click.

Unpaid invoices are equivalent cash in the account
The most favorable market conditions
Successful collaboration with Finspot enables you to increase the financing limit.
Approval in less than 24 hours
Apply today, the money is yours the next business day
Approval in less than 24 hours
Apply today, the money is yours the next business day
Special benefits for each new client who registers through you
For every new user who sign up with your code you get a discount at subsequent funding
PSpecial benefits for each new client who registers through you
For every new user who sign up with your code you get a discount at subsequent funding
Interest starting at 1.5% per month
The more invoices you fund, we have more information about your business therefore i the ability to provide you with special conditions
Interest starting at 1.5% per month
The more invoices you fund, we have more information about your business therefore i the ability to provide you with special conditions
International factoring
Buyers or suppliers from foreign countries are not a problem in invoice financing
International factoring
Buyers or suppliers from foreign countries are not a problem in invoice financing

Finspot offers a state-of-the-art tool
to evaluate your and your risk Your customers

Find out your company’s risk
Find out the risk of all your customers
Keep a close eye on all your customers and find out first if the level of risk increases
Continuous risk analysis
Automated and continuous analysis of indicators of your company and your customers
Continuous risk analysis
Automated and continuous analysis of indicators of your company and your customers
Online activity
Advanced tools for detecting malicious activities
Online activity
Advanced tools for detecting malicious activities
Report billing delays
As a special service we also offer you help collecting receivables
Payment solely upon successful collection
h6> Report billing delays
As a special service we also offer you help collecting receivables
Payment solely upon successful collection

Contact us and get the best advice for your business completely free

If you have no experience in finance and you don't know how to get into liquidity
You are a new company with no balance sheet and you do not have the option of borrowing from banks
You have entered a temporary lockup and you need to get out of it right away
Availability
Send us an inquiry any time. You get the answer as soon as possible.
Availability
Send us an inquiry any time. You get the answer as soon as possible.
Flexibility
We work together to reach the best solution for your company
Flexibility
We work together to reach the best solution for your company
Experience
The experience of our team from different the industry allows us to take stock the specifics of your company from the right angle
Experience
The experience of our team from different the industry allows us to take stock the specifics of your company from the right angle
Professionalism
Experience complemented by academic achievements
Professionalism
Experience complemented by academic achievements

O FinSpotu su rekli

Francusko-Srpska Privredna Komora:

"As the winner of the startup accelerator of the French-Serbian Chamber of Commerce in 2018, the startup Between (Creator of Finspot) won a one-year mentoring program by members of our Board of Directors in all aspects of business: legal, marketing, financial and project, in order to further develop their business. The whole team behind the FinSpot platform, composed of young people, mostly of economists, showed not only creativity in the development of their idea, but also a professional approach in working and communicating with mentors and potential clients. We believe that they are on the right path to realize their goals and break into the fintech market."

Sanja Ivanić, General manager, French-Serbian Chamber of Commerce and Industry

Raiffeisen banka:

“Between d.o.o.” (Creator of Finspot) participated in the Elevator Lab Challenge 2018 in Serbia, one of the largest startup accelerator programs in the SEE region organized by Raiffeisen International with the aim of identifying and hiring promising fintech startups, applying and testing their solutions across a network of 13 countries. With an innovative solution based on blockchain technology, "Between doo" won the first prize according to the votes of a jury consisting of senior industry experts and thus qualified to join the semifinals of the Elevator Lab and compete with the 30 best fintech startups from the SEE region in a competition of 300+ startups. We are pleased to recommend "Between d.o.o." as a young and promising team that develops the company, but also as a reliable partner."

Q&A

Who can finance invoices?
All companies that have a customer invoice with a satisfactory credit rating.
What information do we need for credit analysis?
To evaluate the creditworthiness of your company, we use all publicly available financial statements, bank statements and invoices uploaded on the platform.
How can Finspot provide you money in 24 hours?
Using state-of-the-art algorithms, we have completely automated the processing of your financial requirements.
Is there a limit to the amount of invoice that can be funded?
You can finance invoices from 10000 din up to the amount of your credit limit.
Does Finspot communicate with your customers?
After financing the invoice, Finspot is obliged to notify your customer of the change of creditor. Finspot will never communicate with your customers without your approval.
How does repayment happen?
All invoices financed on our platform are with the recourse, which means the supplier is still responsible for collecting funds from the buyer while Finspot solely provides liquidity.

Finspot was recognized by:

Contact us

Get a free advice and improve your liquidity.